Terms of Service
Effective date: July 7, 2026
Welcome to the Partner Hub, operated by Clear 2 Close Home Loans Corp d/b/a Mortgages by Bavaro ("we," "us"). By accessing or using this website or the Partner Hub you agree to these Terms of Service.
Acceptable use
The Partner Hub is intended for licensed real estate professionals and authorized partners of Gian Carlo Bavaro. You agree to:
- Provide accurate information when submitting referrals, forms, or applications.
- Use the Hub only for legitimate business purposes related to mortgage referrals.
- Not attempt to access, tamper with, or misuse any part of the site or its underlying systems.
- Not use content, tools, or calculators from the Hub in a misleading or non-compliant manner.
Account responsibilities
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately if you suspect unauthorized access.
No commitment to lend
Nothing on this website or within the Partner Hub constitutes a commitment to lend. All loan programs, rates, and terms are subject to credit approval, property approval, and change without notice. Calculators, net sheets, and qualifier estimates are informational only and do not guarantee loan approval, rate, or terms.
Licensing disclosures
Gian Carlo Bavaro, Mortgage Loan Originator, NMLS #1502605 · Florida License #LO36526. Clear 2 Close Home Loans Corp, NMLS #1700825 · Florida Mortgage Broker License #MBR2736 · Florida Mortgage Lender License #MLD1641. Equal Housing Lender.
Intellectual property
All content on this site and within the Partner Hub — including text, branding, calculators, and marketing templates — is the property of Clear 2 Close Home Loans Corp / Mortgages by Bavaro and may not be copied, redistributed, or used outside its intended purpose without permission.
Disclaimer & liability
This website and the Partner Hub are provided "as is" without warranties of any kind. To the fullest extent permitted by law, Clear 2 Close Home Loans Corp and Mortgages by Bavaro shall not be liable for any indirect, incidental, or consequential damages arising from use of this site or the Hub.
Governing law
These Terms are governed by the laws of the State of Florida.
Changes to these terms
We may revise these Terms at any time. Continued use of the site or Hub after changes constitutes acceptance of the revised Terms.
Contact
Clear 2 Close Home Loans Corp
221 W Hallandale Beach Blvd #101, Hallandale Beach, FL 33009
Email: gian@bavaromortgage.com