Privacy Policy

Mortgages by Bavaro, operated by Clear 2 Close Home Loans Corp ("we," "us," "our"), respects your privacy. This Privacy Policy explains how we collect, use, store, and protect information when you visit our website, use the Partner Hub, or communicate with us by phone, text, WhatsApp, or email.

Information We Collect

• Contact information you provide directly, such as your name, phone number, email address, and mailing address, when you submit a form, apply for a loan, or register for the Partner Hub.
• Financial and loan-related information submitted through applications or document uploads, including income, assets, credit, and property information.
• Communications data, including the content of calls, texts, WhatsApp messages, and chat conversations with our team or our automated assistant. Conversations may be recorded, transcribed, and stored.
• Technical and usage data, including your IP address, browser type, device information, pages visited, and general location, collected automatically through cookies and similar tracking technologies.
• Analytics data collected via tools such as Google Analytics or similar services, used to understand site traffic and usage patterns.

How We Use Your Information

We use collected information to:

• Respond to inquiries and provide requested services
• Process and service loan applications
• Communicate with you about your loan status, our services, or partner opportunities
• Improve our website, Partner Hub, and services
• Maintain records for compliance with state and federal lending regulations
• Detect and prevent fraud or unauthorized activity

Recording and Storage of Conversations

By contacting us through phone, text, WhatsApp, or the Partner Hub chat features, you acknowledge that your communications may be recorded, transcribed, and stored electronically for quality assurance, training, compliance, and service purposes. These records are stored securely within our internal systems and connected platforms (including our hosted application and backend database).

Cookies and Tracking Technologies

Our website and Partner Hub use cookies and similar technologies to recognize your browser, remember preferences, and gather analytics such as IP address and usage patterns. You may disable cookies through your browser settings, though some site features may not function properly as a result.

How We Share Information

We do not sell your personal information. We may share information with:

• Service providers who help us operate our business (e.g., loan origination systems, CRM platforms, hosting providers)
• Lenders and investors as necessary to process your loan
• Regulators or government agencies as required by law
• Professional advisors (attorneys, accountants) when necessary

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

Your Choices

You may request access to, correction of, or deletion of your personal information, subject to our recordkeeping obligations under applicable lending regulations. To make a request, contact us using the information below.

Children's Privacy

Our services are not directed to individuals under 18, and we do not knowingly collect information from minors.

Changes to This Policy

We may update this Privacy Policy from time to time. The effective date at the top reflects the most recent revision.

Contact Us

Clear 2 Close Home Loans Corp
221 W Hallandale Beach Blvd #101, Hallandale Beach, FL 33009
Email: gian@bavaromortgage.com